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1121 S 23rd St, Temple, TX 76504

$199,640
: 3
BD
: 2
BA
: 1,288
SqFt

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List Price: $199,640
Status: ACTIVE
MLS#: 7162261
Days on Market: 39
Bedrooms: 3
Bathrooms: 2
Living Area: 1,288
Lot Size: 10,663
Area: Other

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Property Description

Seller Financing at 6% (Banks Are at 7%+). Beautifully Renovated 3BR/2BA on Quarter-Acre Corner Lot Near Baylor Scott & White Own for less than rent - seller financing at 6% fixed while bank rates sit above 7%, no bank qualifying. Beautifully renovated 3BR/2BA, 1,288 sqft in the heart of Temple — 1940s character with high-end upgrades throughout: open-concept, single-level living, fresh luxury plank flooring, a fully updated kitchen with gas cooktop, ceiling fans, and a rare primary suite with private bath. Pier-and-beam foundation professionally repaired. Outside: 0.24-acre corner lot, 4-car detached carport, covered front patio, fully fenced backyard, storage shed, and accessibility ramp. Minutes from Baylor Scott & White, Walk Score 73, easy I-35 access. Terms: $199,640 · $25,000 down · $174,640 note at 6%, 30-yr amort, 5-yr balloon (~$1,047/mo P&I, ~$1,164/mo all-in) — about $143/mo less than the same loan at today's 7.24% bank average (~$8,600 saved over the 5-year term).

+1 830-837-9660

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Additional Information

Taxes: $3,731
Tax Year: 2025
Year Built: 1940
Garage Spaces: 4
Parking Spaces: 4
Exterior Features: None
Interior Features: Ceiling Fan(s), Multiple Dining Areas, Primary Bedroom on Main, Storage
Roof: Asphalt
Appliances: Refrigerator
Construction: Vinyl Siding
Region: Other
School District: Temple ISD
Elementary School: Scott
High School: Temple
Middle School: Travis
Sewer: Public Sewer
Stories: 1
Street Name: S 23rd St
Street Number: 1121
Neighborhood: Tal-Coe Place
Water: Public
Guest Accommodations: None
Acres: 0.24
County: Bell
Floor: Carpet, Vinyl
Heating: Electric
Lot Description: Back Yard, Corner Lot, Few Trees, Front Yard