Temple Homes under $400,000

Temple Homes under $400,000

Welcome to Temple, Texas – a vibrant city nestled in the heart of Bell County, where southern charm meets modern convenience. Known for its rich history, Temple boasts a welcoming community and a plethora of amenities that make it an ideal place to call home. With a population that embraces diversity and a spirit of hospitality, Temple offers a unique blend of small-town warmth and urban sophistication.

One of the most appealing aspects of living in Temple is the affordability of housing. For those seeking comfortable homes without breaking the bank, the city offers a variety of options under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a range of properties that suit your needs. From charming single-family homes with spacious yards to modern townhouses in friendly neighborhoods, Temple’s real estate market has something for everyone.

Residents enjoy easy access to quality schools, parks, and recreational facilities, making it a fantastic place for families. The city's thriving local economy is bolstered by a strong healthcare sector, with the renowned Scott & White Medical Center nearby, ensuring that residents have access to top-notch medical care.

With a rich cultural scene, including art galleries, music festivals, and a variety of dining options, Temple offers a lifestyle that balances work and play. Explore the beautiful parks, take a stroll through the historic downtown area, or indulge in local cuisine – there’s never a shortage of activities to enjoy in this charming Texas city.

Discover your dream home in Temple, where affordability meets quality living in a community that feels like family. Your new beginning awaits!

Newest Temple Homes under $400,000

4911 George Cunningham Loop, Temple
$206,999
4 Beds ⋅ 2 Baths ⋅ 6786584 MLS ⋅ 76502 Zip Code
The Cibola - The first floor of this two-story home is host to an open floorplan that combines a fully-equipped kitchen with the living and dining areas to maximize the footprint of the home. There are four bedrooms located upstairs, including the luxe owner’s suite, which is positioned at the back of the home for enhanced privacy and comfort. Photos are for illustrative purposes only. Estimated Completion February 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

4911 George Cunningham Loop, Temple
4907 George Cunningham Loop, Temple
$187,999
3 Beds ⋅ 2 Baths ⋅ 1736620 MLS ⋅ 76502 Zip Code
The Baja - This two-story home features a classic layout ideal for young families and working professionals. The living area is located on the primary floor and consists of a family room and fully-equipped kitchen. There are three bedrooms on the second level, including the spacious owner’s suite, which is situated at the back of the home for optimal privacy and comfort. Photos are for illustrative purposes only. Estimated Completion February 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

4907 George Cunningham Loop, Temple
4903 George Cunningham Loop, Temple
$196,999
3 Beds ⋅ 2 Baths ⋅ 4697486 MLS ⋅ 76502 Zip Code
The Pima - The first floor of this two-story home is host to a spacious open floorplan that seamlessly connects an inviting family room, elegant dining room and chef-inspired kitchen. Upstairs, there are three bedrooms, including the luxe owner’s suite, which features a restful bedroom, en-suite bathroom and generous walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

4903 George Cunningham Loop, Temple
3013 Dimmit Dr, Temple
$285,585
3 Beds ⋅ 2 Baths ⋅ 6835533 MLS ⋅ 76501 Zip Code
NEW CONSTRUCTION BY CENTEX HOMES! Complete and ready! The three bedroom single-story Kenedy offers a study and backyard patio.

3013 Dimmit Dr, Temple
3009 Dimmit Dr, Temple
$286,655
4 Beds ⋅ 3 Baths ⋅ 2665273 MLS ⋅ 76501 Zip Code
NEW CONSTRUCTION BY CENTEX HOMES! Complete and ready! The versatile four-bedroom Eastgate features a bright and airy family room-kitchen, plus a spacious Owner's Suite with walk-in closet.

3009 Dimmit Dr, Temple
3201 Bonham Ave, Temple
$296,700
4 Beds ⋅ 2 Baths ⋅ 3472953 MLS ⋅ 76502 Zip Code
LOCATION, LOCATION, LOCATION! This beautifully maintained home offers the perfect combination of privacy, convenience, and efficiency in the heart of Temple. Tucked away on a deep cul-de-sac with mature trees and open space, the property enjoys a peaceful, private setting with minimal traffic, yet you're just minutes from everything Temple has to offer. Enjoy quick access to I-35, Baylor Scott & White Medical Center, Downtown Temple, shopping, dining, and entertainment, plus the added convenience of being within walking distance of the elementary school. Pride of ownership shows throughout with numerous recent improvements, including a new Category 3 roof, new R-35 attic insulation, new driveway, and new appliances. These upgrades help make the home highly energy-efficient, while the upgraded roof may also provide potential insurance savings for the new owner. This is a rare opportunity to enjoy a quiet, tree-filled setting without sacrificing convenience. Private location, energy-efficient improvements, exceptional access, and meticulous maintenance make this home truly move-in ready.

3201 Bonham Ave, Temple
9808 Jett Dr, Temple
$377,260
4 Beds ⋅ 3 Baths ⋅ 4646840 MLS ⋅ 76502 Zip Code
Come check out the Monroe floorplan in Temple, Texas at our Homestead community. This incredible single-story 1,951 approximate sq. ft., 3 car garage option is perfect for you. The four-bedroom and 2.5-bathroom layout, comfortably accommodates friends, family, and guest. When you enter the home, you’ll be greeted with two bedrooms and a secondary bathroom and another secondary bedroom next to the car garage. Continuing down the hallway, find yourself in the open concept living area that blends the kitchen, great room, and dining area. The kitchen features flat panel birch cabinets and granite countertops, with decorative tile backsplash. It is set off from the lining areas by a kitchen island with a built-in sink. From the dining room are you have easy access to the covered patio. Walking through the great room, you’ll find the primary bedroom with an attached bathroom. The bathroom has a double vanity and a walk-in shower that can be opted for a tub and shower, and a large walk-in closet for all your belongings. Like with all our homes, you’ll never be too far from home with our smart home technology thoughtfully designed into every detail. Contact us today to find your home in Homestead.

9808 Jett Dr, Temple
7414 Salmon Creek Rd, Temple
$221,440
3 Beds ⋅ 2 Baths ⋅ 4753570 MLS ⋅ 76502 Zip Code
Come and experience the charm of the Caprock floorplan at Pepper Creek Crossing, a stunning single-story home with a 2-car garage in Temple, Texas, that’s everything you’ve been looking for. This thoughtfully designed 3-bedroom, 2-bathroom home offers approximately 1,434 square feet of well-used space. The open-concept layout connects the kitchen, dining, and living areas seamlessly, creating a warm and welcoming space perfect for both everyday living and entertaining guests. Stepping into the entrance of the house and into the foyer, you’ll find the laundry room conveniently located just off the kitchen. The kitchen itself is a chef’s delight, featuring a spacious island, stainless steel appliances, and ample counter space. Two secondary bedrooms and a secondary bathroom are situated just off the kitchen. Situated off the living room at the back of the home, the primary bedroom provides a peaceful retreat, complete with a primary bathroom that has a walk-in shower, and a spacious walk-in closet. Every D.R. Horton home is equipped with our smart home technology, adding convenience and peace of mind to your daily life. Contact us today to make the Caprock your new home at Pepper Creek Crossing!

7414 Salmon Creek Rd, Temple
7221 Caladium Dr, Temple
$325,000
4 Beds ⋅ 2 Baths ⋅ 8109649 MLS ⋅ 76502 Zip Code
1% offer from approved lender-use for rate buy down or closing costs. Deal of the Year! Featuring 4 bedrooms PLUS a dedicated office, this home offers a flexible floorplan with room for everyone. Award winning Belton ISD. Clean, pristine, one owner and meticulously maintained. The huge, open-concept living area seamlessly connects to the kitchen and dining space. Large windows fill the home with natural light, while the kitchen delivers quartz countertops, abundant cabinet space, and a large walk-in pantry. The spacious primary suite offers a relaxing retreat, and the primary bath features an oversized walk-in shower and huge walk-in closet. You'll be impressed! Three additional bedrooms provide plenty of space for family and friends. The dedicated laundry room adds convenience with built-in shelving and a hanging rack. Step outside to a fully fenced backyard and covered patio, perfect for enjoying your own outdoor space. COMMUNITY POOL, playground, and paved walking trails with convenient access to elementary and middle schools. Space, style, and value come together in this beautifully designed 2025-built home! Outdoor cameras do not convey. Owner/Agent

7221 Caladium Dr, Temple
7923 Marsala Dr, Temple
$279,000
4 Beds ⋅ 2 Baths ⋅ 5166085 MLS ⋅ 76502 Zip Code
Welcome to 7923 Marsala Dr, a well-maintained 4-bedroom, 2-bath home tucked away on a quiet cul-de-sac in the Hills of Westwood. Built in 2021, this home offers an inviting open floor plan with abundant natural light, a spacious living area, and a kitchen featuring ample cabinetry, a center island, breakfast bar, and easy flow into the dining area. The primary suite is generously sized with plenty of room for furnishings, while the additional bedrooms offer comfortable space and ceiling fans for added convenience. Enjoy peaceful evenings on the covered patio overlooking the large backyard and panoramic rear view. Recent improvements include a replaced dishwasher, while the roof has been recently inspected and is reported to be in good condition. Located in a gated community with convenient access to Temple, Belton, Lake Belton, shopping, dining, and everyday amenities, this home combines comfortable living with an ideal location.

7923 Marsala Dr, Temple
2215 N 9th St, Temple
$239,000
3 Beds ⋅ 2 Baths ⋅ 6630585 MLS ⋅ 76501 Zip Code
Welcome to 2215 N 9th Street in Temple's established Garden District! This refreshed 3-bedroom, 2-bath ranch offers classic mid-century character with thoughtful 2026 updates. Fresh paint, new flooring and updated fixtures create a clean, move-in-ready feel, while the spacious living room features natural light, built-ins and a gas fireplace. The kitchen offers granite countertops, stainless appliances, a pantry and generous workspace, with a separate dining area for everyday meals or entertaining. Outside, enjoy approximately 0.30 acre on a corner lot with mature shade trees, fenced backyard, storage building, full gutters and a 2-car garage. No HOA! Conveniently located near downtown Temple, schools, shopping and everyday amenities. A VA assumable loan at 3.875% may be available to a qualified buyer, subject to lender/servicer approval and applicable requirements. Come see the character, space and location this Garden District home has to offer!

2215 N 9th St, Temple
810 N 8th St, Temple
$120,000
3 Beds ⋅ 1 Baths ⋅ 3736051 MLS ⋅ 76501 Zip Code
Welcome to 810 N 8th Street in Temple! This 3-bedroom, 1-bath home offers approximately 1,100 square feet of living space on a 0.15-acre lot. Inside, you'll find a functional single-story layout with laminate flooring and comfortable living spaces. Outside, the fenced backyard provides room to enjoy the outdoors, along with multiple storage areas for added convenience. Located on a city street with easy access to Temple amenities, this property offers plenty of potential to make it your own.

810 N 8th St, Temple
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